ALABAMA Continuing Education (CE) Requirements

This information is intended to provide answers to commonly asked questions by insurance agents. It is not intended to replace detailed information found in your state’s statutes and regulations. Though we have made reasonable efforts to ensure that the information given is reliable and current, we cannot guarantee that it is. For more information please contact your state insurance department. See contact information below.

Hours Required

• For the renewal years 2007 and 2008, 12 credit hours are required. Beginning in 2009 and all years thereafter producers should complete 24 credit hours of continuing education.
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Compliance Date

Licensees born in odd-numbered years. Beginning in the year 2007, the license of an insurance representative born in an odd-numbered year will expire if not renewed at the end of the licensee’s birth month in 2007 and every other year thereafter.

Licensees born in even-numbered years. In the year 2007, the license of an insurance representative born in an even-numbered year will expire if not renewed at the end of the licensee’s birth month in 2007. Beginning in the year 2008, the license of an insurance representative born in an even-numbered year will expire if not renewed at the end of the licensee’s birth month in 2008 and every other year thereafter

Exam Requirements

Self-study final exams are required to be monitored by a disinterested 3rd party (i.e. someone with no business or family relationship to the student).

Course Subject Requirements

• Agents must complete 3 hours of ethics.

• PC agents are required to complete a one-time 3 credit course in flood.

Carryover Credits

Effective 2009 up to 24 credits may be carried over until the next reporting period.

Course Repetition

Credit will not be given for course completed more than once in each reporting period.

Exemptions

• Active members of the Alabama legislature during any part of the biennium.
• Individuals who are at least 60 years of age and have been licensed continuously in Alabama for at least 15 years.
• Individuals who are CLUs, CPCUs, CICs, CHFCs, CFPs, RHUs, REBCs, CHCs, or ARMs.
• Individuals licensed only for lines of insurance for which a license exam is not required.
• Individuals licensed only for automobile physical damage insurance, industrial fire (debit fire) insurance and/or physical damage coverage on household goods.
• Individuals licensed less than one year at the time of the first CE compliance date are exempt on for the first reporting period.
• Non-resident agents are exempt from the CE requirement if they are in compliance with the requirements of their home state.
• Producers or service representatives who do not do outside sales, and who do not hold a nonresident license in any other state, must complete 6 hours including 1 hours of Ethics, annually.

Credit Reporting

Cape will submit your credit hours to the Alabama Department of Insurance within ten days of course completion. Course completion certificates are provided for your personal records.

Contact Information:

If you have any questions regarding renewal or credits, please contact:

Alabama Insurance Department
Agent’s Licensing Division
201 Monroe St., Suite 1700
Montgomery, AL 36104
(334) 241-4126
http://www.aldoi.gov/Licensing/

Contact Cape:

Cape School, Inc.
P.O. Box 169
Buckingham, VA 23921

Phone: 800-729-7363
Fax: 888-303-1828
Or email us at the left

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