Hours Required

• Agents licensed less than 20 years require 15 credit hours annually.
• Agents licensed 20 years or more require 10 credit hours annually.
• Limited sub-agents and credit licensees require 5 credit hours annually.
• CPCU, CLU, FLMI, CIC, CEBS, CHFC, or AAI designees need 6 hours CE

Compliance Date

All agents must complete their CE requirements on or before 12/31 annually; to avoid possible lapse in licensure it is recommended that it be completed prior to 11/01.

Approved Course Delivery Methods

• Independent self-study online or written courses (passing grade of 70% required on final exam)
• Classroom
• Interactive Online
• Seminar

Exam Requirements

Self-study final exams require a monitor. It should be a disinterested third party (i.e. someone with no business or family relationship to the examinee.)

Course Subject Requirements

• All licensees (excluding subagents) must complete 3 hours of ethics annually.
• All other courses completed must be in the approved for the line of insurance the licensee holds.
• For individuals holding a limited subagent license in addition to an agent license, not more than 5 credits hours can come from courses related to the line(s) of insurance of the limited subagent license.

Carryover Credits

Up to 7 hours of CE may be carried over to the next reporting period. However, ethics credits may not be carried over.

Course Repetition

Courses may not be taken for credit more than once in a 5-year period. Courses on current issues, ethics, or legislative updates may be repeated as long as they are NOT completed within the same calendar year.

Exemptions

• Newly licensed individuals who completed the Georgia pre-license education requirement are exempt for the first reporting period.
• Individuals who hold a professional designation (other than CLU, CPCU, FLMI, CIC, CEBS, CHFC, or AAI) may request CE credit from the insurance department for the number of CE hours completed for the designation.
• A reduction of hours may be requested for time spent on insurance-related activities during the previous reporting period, including teaching, legislative, journalistic and research activities.
• Individuals who hold a non-active license because they have been licensed as an agent for 10 consecutive years or more and do not perform any insurance functions other than receiving renewal or deferred commissions.

Credit Reporting

CAPE will report credits to SIRCON within 30 days of course completion. A course completion certificate is provided for the agent’s records.

Contact Information:

If you have any questions regarding renewal or credits, please contact:

Georgia Insurance Department
Agents Licensing Sections
908 West Tower Floyd Building
2 Martin Luther King, Jr. Blvd.
Atlanta, GA 30334
(404) 656-2101
http://www.gainsurance.org/

Contact Cape:

CAPE Education, Inc.
P.O. Box 377
Newton Square, PA 19073

Phone: 888-227-3331
Fax: 888-305-9471
Or email us at the left