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Continuing Education Requirements
This information is intended to provide answers to commonly asked questions by insurance agents. It is not intended to replace detailed information found in your state’s statutes and regulations. Though we have made reasonable efforts to ensure that the information given is reliable and current, we cannot guarantee that it is. For more information please contact your state insurance department. See contact information below.
• 15 credit hours biennially for a single license
Approved Course Delivery Methods
• Written and Online self-study courses (passing grade of 70% required on final exam)
Self-study final exams have monitor requirements. The monitor must be a state approved individual or organization. Click here for monitor information.
Interactive Onine courses - The exam Monitor must complete the monitor form in its entirety before the exam is accessible. Upon completion of the exam, both monitor and student will sign an electronic attestation stating that the course was completed without assistance and observed by the monitor during the exam taking process. Upon successful completion, the student will be able to print the certificate of completion for the course. Credits will be reported the next business day to the NY DOI.
Self-study Online courses - The exam Monitor must complete the monitor form in its entirety before the exam is accessible. Upon completion of the exam, both monitor and student will sign an electronic attestation stating that the course was completed without assistance and observed by the monitor during the exam taking process. The course affidavit must be printed and completed by the Monitor and forwarded to Cape School. If the monitor is not an employee of Cape School , then a copy of the monitor approval document must also be forwarded to Cape School with the affidavit. A passing grade of 70% or better is required on self-study exams. When you finish studying a course, click on the button at the bottom of the course to take the final exam. You will be required to register for the exam.
Self-study Textbook courses - A final exam packet will be included with the self-study textbook. The exam packet is to be opened by the state approved monitor ONLY. Upon completion of the final exam, fax or mail your paper answer form along with the affidavits of completion signed by monitor and student to Cape for processing.
Course Subject Requirements
• Courses must be approved for lines of insurance for which license is held.
One Time Annuity Requirement - Regulation 187 (Part 224 of Title 11 of the Official Compilation of the State of New York) requires insurers to set forth standards and procedures for recommendations to consumers with respect to annuity contracts so that the insurance needs and financial objectives of the consumers are appropriately addressed. These standards and procedures are substantially similar to the NAIC Suitability in Annuity Transactions Model Regulation. It is the responsibility of the producer to know the annuity training requirements of the insurance company with whom he or she works.
Excess credit hours may not be carried over to the next reporting period.
Effective January 1, 2009, a licensee will no longer receive credit for any course previously completed for continuing education credit. Enforcement of this policy will begin with every license renewal or relicensing application processed after January 31, 2009. Licensees must maintain records of completed continuing education courses and will be held responsible if a course is repeated.
• Non-resident agents whose home state requires CE and has a reciprocal agreement with New York.
Cape will report credits to the NY Department of Insurance within 30 days of course completion. A course completion certificate is provided for the agent’s records.
If you have any questions regarding renewal or credits, please contact: