MARYLAND Continuing Education (CE) Requirements

This information is intended to provide answers to commonly asked questions by insurance agents. It is not intended to replace detailed information found in your state’s statutes and regulations. Though we have made reasonable efforts to ensure that the information given is reliable and current, we cannot guarantee that it is. For more information please contact your state insurance department. See contact information below.

Hours Required

16 credit hours are required biennially.

Compliance Date

One day prior to the renewal date, which is the license issuance date, biennially.

Approved Course Delivery Methods

• Independent self-study online or written courses (passing grade of 70% required on final exam)
• Classroom (a minimum of 8 credit hours must be acquired through completion of a classroom course)
• Interactive Online
• Seminar

Exam Requirements

Self-study exams do not have a monitor requirement.

Course Subject Requirements

• Courses must be approved for the lines of insurance for which the license is held.
• LH/PC combined licensees must complete 4 hours in each LH and PC.
• Individuals wishing to sell LTC must complete 2 hours of LTC education prior to selling and then biennially thereafter.

Carryover Credits

Excess hours may not be carried over.

Course Repetition

Courses may not be taken for credit more than once in a 2-year period. If the course is taken in two consecutive reporting periods, there must be 6 months between completion dates.

Exemptions

• Individuals licensed less than 1 year at the time of the compliance date.
• Individuals who hold a credit life, credit health, or travel license.
• Agents who are 70 years of age or older.

Credit Reporting

CAPE will report credits to Experior within 30 days of course completion. A course completion certificate is provided for the agent’s record.

LTC COMAR Training Requirement

Maryland has adopted a Regulation on Producer Training Requirements for Long Term Care insurance under COMAR 31.14.01.34. As of September 10, 2007, a producer who sells, solicits, or negotiates long term care insurance must complete a one-time TRAINING PROGRAM REQUIREMENT which consists of a minimum of 8 hours of long term care education followed by an ongoing training requirement of at least 4 hours to be completed every 24 months. This training requirement must be completed by September 10, 2008. A producer who was not selling, soliciting, or negotiating long term care insurance prior to September 10, 2007 must complete the one-time training program of at least 8 hours, BEFORE selling, soliciting or negotiating any long term care insurance. The ongoing training requirement of at least 4 hours to be completed every 24 months applies to the person who continues to sell, solicit or negotiate long term care insurance. This TRAINING PROGRAM REQUIREMENTS apply to both resident and non resident producers who sell, solicit or negotiate long term care insurance in Maryland. Satisfaction of a long term care TRAINING PROGRAM in any state shall be deemed to satisfy the training program requirements in Maryland. The producer may apply the number of course credits of any Maryland approved continuing education Long Term Care courses to their overall continuing education requirements. In other words, if a long term care training program has been approved for 8 hours of continuing education, then the producer may apply the 8 hours to the overall continuing education requirement of 16 credit hours.

Contact Information:

If you have any questions regarding renewal or credits, please contact:

Experior: 1-800-482-2366 or www.experioronline.com

Maryland Insurance Administration
Licensing Division
Terrace Level
525 St. Paul Place
Baltimore, MD 21202-2272
http://www.mdinsurance.state.md.us/

Contact Cape:

CAPE Education, Inc.
P.O. Box 377
Newton Square, PA 19073

Phone: 888-227-3331
Fax: 888-305-9471
Or email us at the left