MICHIGAN Continuing Education (CE) Requirements

This information is intended to provide answers to commonly asked questions by insurance agents. It is not intended to replace detailed information found in your state’s statutes and regulations. Though we have made reasonable efforts to ensure that the information given is reliable and current, we cannot guarantee that it is. For more information please contact your state insurance department. See contact information below.

Hours Required

24 hours, biennially

Compliance Date

The biennial compliance date is determined by the last digit of the license number (Social Security number) and the first letter of the agent’s last name. Agents whose last names begin with A-L renew in odd-numbered years. Agents whose last names begin with M-Z renew in even-numbered years.

• License No. Last Digit 1 = 1/1 biennially
• License No. Last Digit 2 = 2/1 biennially
• License No. Last Digit 3 = 3/1 biennially
• License No. Last Digit 4 = 6/1 biennially
• License No. Last Digit 5 = 7/1 biennially
• License No. Last Digit 6 = 8/1 biennially
• License No. Last Digit 7 = 9/1 biennially
• License No. Last Digit 8 = 10/1 biennially
• License No. Last Digit 9 = 11/1 biennially
• License No. Last Digit 0 = 12/1 biennially

It is recommended that CE be completed at least 45 days prior to the renewal date.

Approved Course Delivery Methods

• Online self-study courses (passing grade of 70% required on final exam)
• Classroom
• Interactive Online (only 50% of credits may be taken this way)
• Seminar (only 50% of credits may be taken this way)

Exam Requirements

Self-study final exams must be monitored by a disinterested 3rd party (i.e. someone who has no business or family connection with the student.)

Course Subject Requirements

• Michigan requires that all licensees complete 3 credit hours in Ethics
• The remaining 21 credits do not have to be specific to the license line held by the agent.

Carryover Credits

Excess CE credit hours may not be carried over to the next reporting period.

Course Repetition

Courses may not be taken more than once in each reporting period.

Exemptions

• Individuals licensed 23 months or less at the time of the first CE compliance date are exempt for the first reporting period.
• Individuals licensed only for one or more of the following lines: Limited Life, Turkey, Crop and Hail, Travel, Accident and/or Baggage, Surety and/or Title.
• Individuals who apply for and receive a hardship waiver for terminal illness of self or of an immediate family member who requires an ordinate amount of care by the licensee or active military duty.

Credit Reporting

Effective October 2, 2006 Cape will report credits to Thomson Prometric within 30 days of course completion. Credits will continue to be reported to Promissor until Friday September 22, 2006. A certificate of completion is provided for the agent’s records.

Contact Information:

If you have any questions regarding renewal or credits, please contact:

Promissor: 1-800-274-2603 or http://www.promissor.com/

Thomson Prometric: www.prometric.com

Michigan Division of Insurance
Office of Financial & Insurance Services
P.O. Box 30220
Lansing, MI 48909-7720
(517) 373-0220
http://www.michigan.gov/cis/0,1607,7-154-10555---,00.html

Contact Cape:

Cape School, Inc.
P.O. Box 169
Buckingham, VA 23921

Phone: 800-729-7363
Fax: 888-303-1828
Or email us at the left

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