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Georgia

Mortgage Pre-licensing Education Requirements

This information is intended to provide answers to commonly asked questions. It is not intended to replace detailed information found in your state's statutes and regulations. Though we have made reasonable efforts to ensure that the information given is reliable and current, we cannot guarantee that it is. For more information please take advantage of the resource links below.

SPECIAL NOTICE REGARDING NMLS ID NUMBERS

All MLOs need to have a unique NMLS ID number in order to have their course completions recorded in NMLS. You may obtain your NMLS ID Number and find other important information in the NMLS resource center.
Click here to visit the NMLS resource center.

Mortgage Loan Originators Licensure Quick Facts

All existing Georgia Mortgage Loan Originators and new MLOs must:
• Register with the NMLS and obtain a unique ID Number
• Successfully complete an NMLS approved 20-hour pre-license course
• Pass an NMLS administered state and national exam to qualify for licensure.
• Pass a national background check

Credit Reporting

Cape will report successful completions to the NMLS within 2 business days of course final exam. We MUST have your NMLS number in order to report your completion (see "Register with the NMLS above).

 

Pre-licensure Education
All new applicants on or after 1/4/2010 must complete 20 hours of NMLS approved pre-licensure education by 3/31/2010.
 
All new applicants on or after 4/1/2010 must complete 20 hours of NMLS approved education prior to application.

Continuing Education
All new applicants must take 8 hours of NMLS approved continuing education, including 1 hour of GA specific, in 2011 in order to renew for 2012.

SAFE MLO Test
All new applicants must pass the National and State Components of the SAFE MLO Test by 3/31/2010.

Criminal Background Check
All new applicants must submit fingerprints through NMLS for a criminal background
check by 3/31/2010.

Credit Report
All new applicants must authorize a credit report through NMLS by 7/1/2010.

Contact Information:

If you are having trouble using NMLS or need assistance in using it, phone the NMLS Call Center at (240) 386-4444.

Nationwide Mortgage Licensing System

State Regulatory Registry, LLC
1155 Connecticut Ave. NW
Fifth Floor
Washington, D.C. 20036-4307
NMLS resource center

If you have a question concerning a state's licensing requirement or how to use NMLS to meet your state's licensing requirements, please click here:

Contact Information
Department of Banking and Finance
2990 Brandywine Road
Suite 200
Atlanta, Georgia 30341-5565

Telephone:
(770) 986-1633
(888) 986-1633(Toll Free)
(770) 986-1029 (FAX)
   
Contact Cape:
Cape School, Inc.
P.O. Box 9
Buckingham, VA 23921

Phone: 800-769-1974
Fax: 888-303-1828
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