SOUTH CAROLINA Continuing Education (CE) Requirements

This information is intended to provide answers to commonly asked questions by insurance agents. It is not intended to replace detailed information found in your state’s statutes and regulations. Though we have made reasonable efforts to ensure that the information given is reliable and current, we cannot guarantee that it is. For more information please contact your state insurance department. See contact information below.

Hours Required

24 hours biennially - Effective with the May 1, 2008 renewals: All South Carolina resident producers are required to complete three (3) credit hours of ethics each biennial compliance period. Producers are required to complete the ethics course requirement by May 1, 2008 and each compliance period thereafter. A copy of the Ethics Bulletin can be downloaded from the Department's home page at http://www.doi.sc.gov.

Compliance Date

05/01 of even numbered years

Approved Course Delivery Methods

· Independent self-study online or written courses (passing grade of 70% required   on final exam)
· Classroom
· Seminar
· Interactive Online

Exam Requirements

Self-study final exams are required to be monitored by a state approved monitor. For a list of state approved monitors provided by South Carolina, click here

Course Subject Requirements

· A minimum of 8 hours must be completed in each lines of authority held by the agent.
· All agents must complete 3 credit hours of courses approved in ethics.
· All agents licensed in property and casualty or personal lines who may sell flood insurance must complete a one-time 3 credit hour course dealing with flood insurance and the NFIP.

Carryover Credits

A maximum of 18 hours earned in the second year of a reporting period may be carried over to the next reporting period.

Course Repetition

Courses may not be taken more than once in a three-year period.

Exemptions

· Individuals licensed only for credit life, credit accident and health, credit property,   crop hail, auto physical damage, mortgage guaranty, mortgage, title, travel   accident and baggage, or federal crop insurance.
· Individuals who are least 55 years old and have been licensed for at least 20   years at the time of compliance.
· Newly licensed individuals are exempt for the biennium in which the license is   issued.
· Non-resident agents if their home state has CE requirements

Credit Reporting

Cape will submit your credit hours to Experior within 30 calendar days of the completion of the course. DO NOT SEND course completion certificates to Experior, they are provided for your personal records only.

Contact Information:

If you have any questions regarding renewal or credits, please contact:

Experior: 1-800-532-1952 or http://www.experioronline.com

South Carolina Insurance Department
Licensing Division
P.O. Box 100105
Columbia, SC 29202-3105
(803) 737-6223
https://www.doi.sc.gov/

Contact Cape:

Cape School, Inc.
P.O. Box 169
Buckingham, VA 23921

Phone: 888-729-1075
Fax: 888-303-1828
Or email us at the left