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Continuing Education Requirements
This information is intended to provide answers to commonly asked questions by insurance agents. It is not intended to replace detailed information found in your state’s statutes and regulations. Though we have made reasonable efforts to ensure that the information given is reliable and current, we cannot guarantee that it is. For more information please contact your state insurance department. See contact information below.
The Maryland Insurance Administration is in the process of migrating our data and producer licensing services into a new system. The selected system is the NAIC's State Based Systems which provides a comprehensive, Web-based application for use by state regulators in support of all insurance regulatory functions. As a result and in preparation for this transition our on-line services have been shut down.
Effective October 1, 2009 all resident licensees holding a major line of authority, with the exception of Title, will be required to complete 24 hours of Continuing Education before their license can be renewed. Title producers will still have a 16 hoursrequirement. If prior to October 1, 2008 a resident licensee has been consecutively licensed for 25 or more years their continuing education requirement is 8 hours. Of the required hours of Continuing Education for all resident producers per renewal period, at least 3 hours shall relate directly to ethics.
Effective October 1, 2013 an insurance producer may obtain all or part of the credit hours of continuing education required for renewal of a license from correspondence or online courses approved by the Commissioner.
One day prior to the renewal date, which is the license issuance date, biennially.
Approved Course Delivery Methods
Self-study exams do not have a monitor requirement
Course Subject Requirements
• Courses must be approved for the lines of insurance for which the license is held.
-Annuity Requirement - Producers must complete 4 hours in Annuity Training effective November 1, 2011.
Excess hours may not be carried over.
Courses may not be taken for credit more than once in a 2-year period. If the course is taken in two consecutive reporting periods, there must be 6 months between completion dates.
• Individuals licensed less than 1 year at the time of the compliance date.
CAPE will report online credits to Prometric within 1 business day of course completion. A course completion certificate is provided for the agent’s record.
Annuity Training Requirement
An insurance producer who holds a life insurance license on the effective
LTC COMAR Training Requirement
Maryland has adopted a Regulation on Producer Training Requirements for Long Term Care insurance under COMAR 31.14.01.34. As of September 10, 2007, a producer who sells, solicits, or negotiates long term care insurance must complete a one-time TRAINING PROGRAM REQUIREMENT which consists of a minimum of 8 hours of long term care education followed by an ongoing training requirement of at least 4 hours to be completed every 24 months. This training requirement must be completed by September 10, 2008. A producer who was not selling, soliciting, or negotiating long term care insurance prior to September 10, 2007 must complete the one-time training program of at least 8 hours, BEFORE selling, soliciting or negotiating any long term care insurance. The ongoing training requirement of at least 4 hours to be completed every 24 months applies to the person who continues to sell, solicit or negotiate long term care insurance. This TRAINING PROGRAM REQUIREMENTS apply to both resident and non resident producers who sell, solicit or negotiate long term care insurance in Maryland. Satisfaction of a long term care TRAINING PROGRAM in any state shall be deemed to satisfy the training program requirements in Maryland. The producer may apply the number of course credits of any Maryland approved continuing education Long Term Care courses to their overall continuing education requirements. In other words, if a long term care training program has been approved for 8 hours of continuing education, then the producer may apply the 8 hours to the overall continuing education requirement of 16 credit hours.
If you have any questions regarding renewal or credits, please contact:
Prometric: 1-800-482-2366 or www.prometric.com
MARYLAND INSURANCE ADMINISTRATION