Cape School: Professional education since 1974.


Pre-licensing Live ClassesCalifornia

Earn the credits needed to obtain your MLO License!

All courses are pre-approved by NMLS to cover information needed for the NMLS National Exam (including UST Material)

Course required for up and coming Mortgage Loan Originators:

  • 20 Hour SAFE Comprehensive Principles of Mortgage Lending (includes UST material) Course NMLS Course Approval #1404
    This satisfies the core prelicense educational requirements for mortgage loan originators as defined by the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act).

  • How do the courses work?

    Courses are divided into lessons, in topic order, as recommended by NMLS. When accessing new material for the first time, it will only be available during the instructor's office hours (listed below). All lessons, quizzes, and other learning exercises must be completed and a score of 70% or higher must be achieved on the final exam in order to receive a certificate of completion. Once the course has been completed, it will then be available 24/7 for review.

    * California - DBO has a requirement for 2 hours of instruction on state-specific laws, not included in 20 Hour SAFE course * Looking for DBO courses? Click Here

    Items Included Only $249 Only $299
    20 Hour SAFE Comprehensive Online Course #1404 *required for all MLOsyesyes
    Online TestPREP ($69 value) - yes
    Principles of Mortgage Lending (hard copy text $49 value) - yes
    Exam Guarantee ($110 value) Click here for details
    - yes

    *Course and package prices DO NOT include the NMLS filing fee of $1.50 per credit. This fee will be added during checkout.
    Where applicable, textbook shipping charge will be added at checkout.

    Course Features:

      System Requirements:
  • 20 Hour SAFE course accessible daily between 12pm - 8pm Eastern
  • Instructor contact via Class Forum
  • Live chat with instructor every Wednesday @4pm Eastern
  • Student message boards
  • Text, audio, and visual lessons
  • Course can be accessed from a desktop, laptop, or tablet with the most current version of Google Chrome, Mozilla Firefox, or Safari (Internet Explorer is no longer supported).
  • Internet access (high speed recommended)
  • Speakers for the audio portions of the course
  • Adobe Acrobat or compatible PDF reader
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